Your Digital Dollars on Bitso just got a new network. Stellar is now live — bringing near-instant confirmations, ultra-low fees, and direct access to one of the most connected financial ecosystems in crypto.

Every time you move USDC, you make a choice: which network to use. Until now, that choice on Bitso included Ethereum, Solana, Base, Polygon, Arbitrum, and Avalanche. Each solid. Each with its own strengths.

Today, that list grows by one — and it's a meaningful addition.

Stellar is a blockchain built from the ground up for one purpose: moving money across borders efficiently. Not for NFTs. Not for meme coins. For payments, transfers, and financial access at a global scale. And now it's available for your USDC, directly from Bitso.

Why Stellar Is Different

Most blockchains were built for general-purpose computing and adapted for payments later. Stellar was designed the other way around — payments first, everything else second.

The result is a network that consistently delivers what most users actually need when moving stablecoins: speed, low cost, and reliability. No surprises. No congestion spikes. No fees that eat into your transfer.

That focused design has made Stellar the network of choice for financial institutions, fintechs, and remittance platforms operating at a global scale — from aid organizations disbursing funds in conflict zones to exchanges serving emerging markets across Latin America, Africa, and Southeast Asia.

Meet Stellar

Built for borderless money movement

  • Speed: Transactions on Stellar confirm in approximately 3–5 seconds. Not minutes. Not "depends on network congestion." Seconds — consistently, at scale.
  • Cost: The average transaction fee on Stellar is around $0.0001 USD. That's a fraction of a cent, regardless of how much USDC you're moving. Whether it's $10 or $10,000, the fee stays the same and stays negligible.
  • Connectivity: Stellar supports native USDC issuance — meaning USDC on Stellar isn't wrapped or bridged, it's issued directly by Circle, the same company behind USDC on Ethereum. That matters for security and reliability. With Circle's Cross-Chain Transfer Protocol (CCTP) now live on Stellar, your USDC can also move fluidly between Stellar and 23 other blockchains, including Ethereum, Solana, and Base.
  • Ecosystem: Stellar connects you to a growing network of exchanges, wallets, payment rails, and financial applications that use Stellar as their backbone. Sending USDC to another platform, a DeFi protocol, or a contact using a Stellar-based wallet is now direct from Bitso — no intermediaries, no extra steps.

Earn While You Hold — Right Inside Bitso

Not looking to move funds right now? Your USDC doesn't have to sit idle. With Earnings, you can put your Digital Dollars to work directly within the Bitso app and receive weekly yields — no external wallets or protocols required.

  • USDC: Earn up to 3.1% annually through Treasury bonds, with rates that scale with your balance.

Earnings gives you the simplicity of managing everything in one place — with no extra steps, no wallet connections, and no added complexity. It's the most straightforward way to make your crypto work for you.

How to Use USDC on Stellar

Getting started takes only a few taps:

  1. Open the Bitso app and tap Transfer.
  2. Choose whether you want to Deposit or Send assets, then select Cryptocurrencies.
  3. Pick USDC as your asset.
  4. Select Stellar from the list of available networks.
  5. Enter or paste the recipient's wallet address, double-check the details, and confirm.

Your funds will arrive in seconds, for a fraction of a cent.

Disclaimer This blog is for informational purposes only and does not constitute financial advice. Cryptocurrency transfers are irreversible; always double-check wallet addresses before confirming any transaction. Interacting with DeFi protocols carries risks; ensure you conduct your own research (DYOR) before committing funds. Bitso does not endorse or guarantee third-party platforms.

The information presented is purely informative and does not constitute financial advice. Please note that past returns do not guarantee future results.

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